Freelance finances

You Don’t Know What You Don’t Know

So I’ve mentioned before that I really want to kick off a weekly money podcast for solopreneurs – just a shortie, like 10 minutes, because I’m just not wired to blabber on much longer than that. That’s a good thing, since plenty of people aren’t wired to listen to financial stuff for much longer than that. And I really don’t want to put anyone to sleep, especially since a lot of folks listen to podcasts while driving. Yikes!

Unfortunately, length and topic are the only aspects of my podcast-to-be that I’ve figured out. Now, I’m not a total newbie to recording audio, but other than having a good mic and recording/editing software, I’m a little intimidated by how to go about this. There are a lot of moving parts, like intro/outro tracks, cover art, getting listed on podcast sites, writing an overview, posting show notes, to script or not to script, and probably a whole lot of other stuff I don’t even know about yet.

It’s that last bit, the not-knowing part, that has really had me stuck me in a procrasti-planning rut for about 2 months now. Like, what can of techie worms could I be opening now? *Hides head in sand* … Perhaps you know this feeling?

Not Knowing SUCKS When It Comes To Money, Too

It’s the same with getting a grip on your money. Just when you think you’re ready to tackle one area, say health insurance, you end up down this miserable rabbit hole of pulling information from all different places – online, offline, from your fireproof safe, your wallet, and of course, the junk drawer (why do we put the really important stuff there along with half-dead batteries, used birthday candles and little corn-cob forks??). Damnit, you were just trying to arrange health insurance through the marketplace, how involved does this really have to be! And WTF is this MAGI thing they want, why can’t it just be a simple number from one line of your 1040?? Pretty easy to throw up your hands (or throw up in your hands!) and ignore the problem a little longer. I know.

Then There’s The Stuff You’ve Never Even Thought Of

Chances are there’s at least one thing on that little graphic above that made you go, “What is it? Do I need it? Why haven’t I heard of it before? Is this money nerd hellbent on scaring me??” No, I promise, I’m not trying to scare or overwhelm you!! These are just pretty good examples of things you might not even have heard of, that may or may not be relevant to your situation, or just represent options you didn’t know you had.

We all know that knowledge is power, so here I am, dishing it out in bite-sized nuggets with a side of sassy sauce. Because you don’t know what you don’t know…but there’s an excellent chance that if it involves personal finance, I know. And I’m pretty good at curating that knowledge for our special set of circumstances 🙂

Podcast Footnote

I’m working my way through Krystal Proffitt’s book, Start a Binge Worthy Podcast, on my Kindle. Teaching myself from a book has never really been among my talents (boy do I wish it was!), but the author’s style is really working for me. I’d love for you to join my Facebook group, Personal Finance for Solopreneurs, and keep tabs on how I’m doing while dipping your toe into the pool of freelancer finances!

5 thoughts on “You Don’t Know What You Don’t Know”

    1. Katie McCarthy

      I’m prepared to make mistakes and sound a bit unpolished…I understand that most people look back at their first few episodes and cringe at their amateurishness. That will be me for sure!

  1. Thank you! Looking forward to the podcast. I agree, there are so many things to know and those who know often assume everyone else does. That “curse of knowledge” effect.

    1. Katie McCarthy

      I know I can’t completely avoid the curse-of-knowledge effect, but hopefully my years of explaining things to friends and family will minimize it. Like the backdoor Roth IRA…I just told my high-income brother about that since he didn’t even know there was an income maximum for a Roth IRA to begin with.

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